Consumers bringing or attempting to bring personal-injury and product-liability lawsuits against Chrysler and GM will likely be left with nothing as the companies emerge from bankruptcy. Despite pressure from consumer groups, the sale of Chrysler’s assets to Fiat will relieve the new company of old losses including liabilities from pending and future lawsuits over products produced prior to the sale. In terms of bankruptcy law, plaintiffs are considered unsecured creditors who are among the last to be paid by a bankrupt company. In the case of Chrysler, the company has announced that it would honor existing warranties but not pending lawsuits. It is expected that GM will follow Chrysler’s lead honoring warranties but not injury claims. In the meantime, consumer groups are pressuring Congress to require the companies to purchase retroactive insurance to cover past, present and future injury claims. Without the insurance plan or other action by Congress, injured plaintiffs will be allowed to continue to pursue their claims against GM and Chrysler in court, but be unable to collect should they receive a judgment.